This budget sheet from Citizens Advice Bureau helps people in financial difficulty organise income, outgoings, debts, and repayment offers. Users enter income sources and list weekly/monthly expenditure on essentials like rent, utilities, food etc. Totalling income and outgoings shows money available for debt repayment. There are tables to record priority debts like rent arrears and non-priority debts owed. Completing the sheets provides an overview of the financial situation. Budgeting assists with debt prioritisation, negotiating affordable repayments, and seeking further advice. The guide supports social workers empowering service users to gain control of finances, access entitlements, and improve situations. Overall the practical tool promotes financial clarity and management.
FREE DOWNLOAD OF BUDGET (DEBTS) SHEET